Home Risk Checklist
Structured inspection and risk tracking for every home you're considering.
Property Overview
Risk Assessment
Rate each area — your risk score updates live.
🏠 Structure
Foundation
Cracks, settling, moisture intrusion
Roof
Age, condition, missing shingles, flashing
Exterior walls
Cracks, damage, water staining
Windows & doors
Seals, operation, damage
Attic/Crawlspace
Ventilation, insulation, moisture, pests
⚡ Mechanical
Electrical panel
Age, amperage, safety recalls, condition
Plumbing
Pipe material, leaks, water pressure, drainage
HVAC system
Age, condition, efficiency, maintenance history
Water heater
Age, capacity, condition, type
Insulation
Type, R-value, coverage
🌊 Environmental
Flood risk
FEMA zone, history, elevation, insurance required?
Drainage
Grading, gutters, downspouts, standing water
Mold / moisture
Visible mold, musty smell, past water damage
Radon
Test required in many states — do you have results?
Asbestos / Lead
Home built before 1978? Asbestos in insulation/tiles?
📋 Documentation
Permits pulled
Was renovation work permitted and inspected?
HOA status
Special assessments? Underfunded reserves?
Title/liens
Outstanding liens, easements, encroachments?
Seller disclosures
Any material defects disclosed?
Risk Summary
0
OK
0
Minor
0
Major
0
Unknown